Wealthsimple Account Agreements

Client Account Agreement:

• Client Account Agreement

Supplementary Agreements:

• Managed Investment Accounts

• Crypto Accounts

• Chequing Accounts

• Cardholder Agreement - Prepaid Mastercard®

• Pre-Authorized Debits

• Interac e-Transfers

• Disclosure Statement and Cardholder Agreement - Wealthsimple Visa Infinite* Credit Card

• Additional Terms and Conditions

* Trademark of Visa Int., used under license.

Registered Account Documents for:

• Individual Tax Free Savings Account Declaration of Trust

• Group Tax Free Savings Account Declaration of Trust

• Individual Retirement Savings Plan Declaration of Trust

• Group Retirement Savings Plan Declaration of Trust

• Retirement Income Fund Declaration of Trust

• Family Education Savings Plan Terms and Conditions

• Individual Education Savings Plan Terms and Conditions

• First Home Savings Account Declaration of Trust